Where We Raise the Bar for your Mind & Money
Where We Raise the Bar for your Mind & Money
Cart 0

News to Know — black wealth

Time To End Financial Stress On Women of Color

black wealth financial education financial literacy investing education minority wealth building young professionals

Time To End Financial Stress On Women of Color

Financial stress is a common problem that many people face, but it affects women of color more severely. Inequality in the workforce, lack of access to resources, and systemic racism contribute to this issue. It's time to address this problem and find solutions that can help alleviate financial stress for women of color. The Gender Wage Gap One of the biggest contributors to financial stress for women of color is the gender wage gap. Women of color earn significantly less than their white, male counterparts. Black women earn just 63 cents for every dollar earned by white, non-Hispanic men, and...

Read more →


Overcoming Payday Loan Debt: How to Get Out and Stay Out

black wealth financial education financial literacy investing education minority wealth building

Overcoming Payday Loan Debt: How to Get Out and Stay Out

In 2021, the average American had a debt loan of $96,371, a 3.9% increase from 2020. All 50 states, including Washington, D.C., experienced a hike in average balances. People sometimes need extra cash to cover unexpected expenses, and payday loans can be a temporary solution. Payday loans can help you get the money you need until your next payday. But if you don’t pay attention, these loans can plunge you into debt and push you to get a new loan to pay off old debts. So how do you avoid the debt trap? This article helps you learn how to...

Read more →


Financial Freedom Is More Accessible Than You Think

black business black wealth business readiness financial education financial literacy investing education minority minority owned business wealth building young business owners young entrepreneurs young professionals

Financial Freedom Is More Accessible Than You Think

  Financial freedom is a term that is often thrown around, but many people do not fully understand what it means. Financial freedom is the ability to live the life you want without worrying about money. It means having enough money to cover your expenses and save for the future. Achieving financial freedom may seem daunting, but it is more accessible than you think.  Budgeting A budget is a plan for how you will spend your money each month. It allows you to see where your money is going and make adjustments as needed. To create a budget, start by...

Read more →


The Time is Now - Investing in Wealth Building for Minorities

black business black wealth financial education financial literacy investing education minority wealth building young entrepreneurs young professionals

The Time is Now - Investing in Wealth Building for Minorities

Introduction Personal finance is a crucial aspect of everyone's life, but it is particularly important for minorities. Minorities by race, gender, or class have historically faced economic challenges due to factors such as discrimination, lack of access to education, and other systemic issues. These challenges make it even more important for minorities to focus on personal finances and take steps to secure a strong financial future.  The Wealth Gap One of the main reasons why minorities need empowerment in personal finance is the wealth gap. Minorities, particularly Black and Latinx individuals, have significantly less wealth than their white counterparts. This...

Read more →


Celebrating Women’s History Month through Black Women in Financial History

black business black wealth community events cultural events financial literacy

Celebrating Women’s History Month through Black Women in Financial History

As February, Black History Momth, comes to a close and we transition into March, Women's History Month,  we want to recognize a few Black women who have impacted personal finance education throughout history. When it comes to personal finance and wealth building, there are many Black women who have made a big impact. Despite facing discrimination and challenges, these women have worked hard to manage their money and build wealth. Let's take a look at three amazing women who made history in the world of personal finance, and what we can learn from them.   1. Maggie Lena Walker: Maggie...

Read more →