Free Resources to Grow Your Mind & Money
Download our time management & organization freebie now!
Here are some great free and low cost recommendations and resources to grow your mind and money, coming directly from our founder.
Tools for Automation: Dive into these after you've built a solid financial background through the Black Wealth Freedom book series!
-
High Yield Savings Account (HYSA) - the beginning of your money making money
-
Ally: Get a $100 bonus when using the link above! Our #1 recommendation for user-friendly HYSAs. Grows your money at 3.50% annual percentage yield (APY) as of October 2025.
- Greenwood: Up to 4.15% APY and rewards for shopping Black-owned.
- PayPal: Set your money aside and earn 4.10% APY on your savings with PayPal.
- Chime: When direct deposit is activated, Chime grows your money at a 3.75% APY as of October 2025.
-
Ally: Get a $100 bonus when using the link above! Our #1 recommendation for user-friendly HYSAs. Grows your money at 3.50% annual percentage yield (APY) as of October 2025.
- Savings & Credit - money management for starters
-
Investing - brokerage accounts for those ready to build wealth
- Stash: A brokerage with multiple account types. Get $50 and daily free stock opportunities by clicking the hyperlink above.
- Public: A brokerage with no fees or account minimums & access to a social community of investors. Get a free stock with the hyperlink above.
- Coinbase: Earn $20 in bitcoin when you sign up with the link above! On Coinbase, you can invest in ETFs, individual stocks, and coins. Coinbase Learn also rewards you cryptocurrency by learning about it. Get $10 in free bitcoin towards your account with code “wilson_sjh”
- VinoVest: If you love wine, you'll love this. Wine has outperformed the S&P 500 for the past 20 years. A great addition to diversify any portfolio, and VinoVest is an AI-powered platform to make wine investing easy. Minimum $1000 investment.
- Underground Cellar: If the startup cost for VinoVest scares you off, look no further than Underground Cellar. This platform allows you to invest in wine for as little as $29. Use the link above for $50 towards your investment.
- Fundrise: If you want to invest in real estate property, but don't have the funds to purchase a full property, Fundrise is a great platform to start with REITs (real estate investment trusts). Get $25 in shares when you sign up with the hyperlink above.
-
Business - resources to start and grow your business
- SurePayroll: Don't forget to pay yourself first! Setup automatic, tax-friendly payroll for yourself and/or your employees with SurePayroll. Process payroll via the link below and get $100 toward your payroll https://referrals.surepayroll.com/m5DGE8t.
Books:
- Black Wealth Freedom workbook series by Ray'Chel Wilson, CFEI
- Rich Dad, Poor Dad by Robert Kiyosaki
- 7 Habits of Highly Effective People by Stephen Covey (regular book or guided workbook)
- The Science of Getting Rich by Wallace D Wattles
- The Color of Money by Walter Tevis
- The Intelligent Investor by Benjamin Graham
Podcasts:
- Bad with Money (Money Hot Topics)
- Planet Money (Basic Economics)
- Blessed & Bossed Up (Women in Business)
Financial Trauma Resources
ForOurLastNames turns financial trauma into financial traction for first generation wealth builders. Launching in Fall 2025! Get your first 2 weeks free here.